Specifically unit improvements (over the original quality) and landlord furniture. Coverage can be increased up to $150,000, for an additional premium.

Condo/strata deductible may be assessed directly to the unit owner if damage to the building originates in your unit.

If the building has insufficient coverage or noneffective coverage, repairs are assessed to unit owners. This provides coverage for such assessments.

Protects the unit owner (including legal fees) from bodily injury or property damage as a result of the direct use of your rental unit.

If the damages are greater than the condo/ strata insurance policy limits, this coverage covers your portion of the excess.

Protect your rental income from tenant negligence; rental income is replaced if an insured peril strikes. Coverage can be increased to $75,000, for an additional premium.

Coverage includes: legal defence, residential tenancy disputes, enforcement of orders, and unlimited access to a legal advice helpline. *Aggregate annual limit - $500,000